Kona Retirement

Kona Retirement LLC

Retirement Consultants


Advocating for business owners and first responders since 2012

Located in beautiful Western North Carolina, Kona Retirement LLC helps clients from the Atlantic to the Pacific. Our firm specializes in helping you achieve your financial goals and addressing your legal concerns. Whether you’re an emergency medical technician, firefighter, law enforcement officer, or small business owner, we will not only protect what you earn and save, but we’ll also help you grow it. We bring experience and professionalism to every case and customize our support to your individual needs and concerns.

We are professionals. We’re on the pulse of retirement trends and technology—all to give you exceptional advice that will last for years to come.

Get in touch with us to set up a consultation, or use the contact form at the bottom of this page to inquire whether our services are right for you.




Biltmore Park Town Square
Asheville, North Carolina




Areas of Practice

social security

Social Security represents a primary source of income for many retirees. The exact amount of your benefits will depend on the length of time you've worked, your earnings, and your age when you start receiving benefits. You can begin collecting benefits at age 62, but your monthly benefits throughout your retirement will be about 20% to 30% less than the full retirement benefit, depending on your birth date.                                                                                                                                                                                                          

medicare supplements

Medicare is health insurance for people 65 or older, people under 65 with certain disabilities, and people with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant).

employer plans

When you retire, you'll need to decide what to do with the money in your employer-sponsored retirement plan. Whether you have a pension plan, a 401(k) or 403(b) plan, a SEP-IRA, or some combination of these, you have various options for withdrawing the money you have accumulated.


prescription drug plans

If you decide not to join a Medicare drug plan when you are first eligible, and you don't have other creditable prescription drug coverage, or you don't get Extra Help, you'll likely pay a late enrollment penalty if you join later.

other income sources

In addition to ongoing income from Social Security and employer plans, many retirees work in addition to purchasing annuities to generate more retirement income. If you are working in retirement, you should be aware of the potential impact your earnings can have on your Social Security benefits and your tax situation. Some retirees turn to annuities where you purchase the annuity with a lump-sum payment and, in return, you (or you and your spouse) receive regular, guaranteed income payments for life.

long term care

Long term care is something many people will need as they age. This can impact people and families in many different ways. Many of these impacts can be managed more effectively with planning. A long term care strategy can help families and individuals formalize their wants, needs and goals.


Only put off until tomorrow what you are willing to die having left undone.
— pablo picasso


Let's Chat.

Use the form below to contact us regarding your inquiry. Please be as detailed as possible. To help us best service your inquiry, we recommend that you first describe the issue you’re having before telling us what you want to achieve. You may also email or call us to make an appointment. Our general response time is one business day.

For job opportunities, please email us your resume. We’re always looking for new and exceptional talent.

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