Kona Retirement

Kona Retirement LLC

Financial Planning


Legal Protection


Advocating for business owners and first responders since 2012

Located in beautiful Western North Carolina, Kona Retirement LLC helps clients from the Atlantic to the Pacific. Our firm specializes in helping you achieve your financial goals and addressing your legal concerns. Whether you’re a small business owner, emergency medical technician, firefighter, or law enforcement officer we will not only protect what you earn and save, but we’ll also help you grow it. We bring experience and professionalism to every case and customize our support to your individual needs and concerns.

We are professionals. We’re on the pulse of retirement trends and the delivery of legal services—all to give you exceptional advice that will last for years to come.

Get in touch with us to set up a consultation, or use the contact form at the bottom of this page to inquire whether our services are right for you.




Biltmore Park Town Square
Asheville, North Carolina




Areas of Practice

social security

Social Security represents a primary source of income for many retirees. The exact amount of your benefits will depend on the length of time you've worked, your earnings, and your age when you start receiving benefits. You can begin collecting benefits at age 62, but your monthly benefits throughout your retirement will be about 20% to 30% less than the full retirement benefit, depending on your birth date.                                                                                                                                                                                                          

business legal protection

Nearly 60% of small businesses have experienced significant legal events in the past two years. Those who experienced a legal event in the past two years reported not hiring an attorney to help them citing high costs as the reason. Owners reported spending an average of $7,600 in legal expenses per year. As a small business owner have you or those you employ ever...

  • Hired or fired employees?
  • Had issues with debt collections?
  • Been in a dispute with a vendor?
  • Thought the advice of an attorney might be useful?

employer plans

When you retire, you'll need to decide what to do with the money in your employer-sponsored retirement plan. Whether you have a pension plan, a 401(k) or 403(b) plan, a SEP-IRA, or some combination of these, you have various options for withdrawing the money you have accumulated.


voluntary employee benefits

Legal and identity theft protection are among a new wave of benefits companies like yours are offering to help you attract and retain employees. When employees have legal and identity theft protection, they have peace of mind and are more productive at work - a huge advantage for your organization.

other income sources

In addition to ongoing income from Social Security and employer plans, many retirees work in addition to purchasing annuities to generate more retirement income. If you are working in retirement, you should be aware of the potential impact your earnings can have on your Social Security benefits and your tax situation. Some retirees turn to annuities where you purchase the annuity with a lump-sum payment and, in return, you (or you and your spouse) receive regular, guaranteed income payments for life.

identity theft protection

Identity Theft is a major problem in America. There were 781 breaches last year and 169 million people compromised. Identity theft manifests itself in many different ways such as: Credit fraud, Social Security fraud, Driver's License fraud, Medical fraud, Criminal/Character fraud and Tax Return fraud. We monitor what matters: Your identity and your security.


Only put off until tomorrow what you are willing to die having left undone.
— pablo picasso


Let's Chat.

Use the form below to contact us regarding your inquiry. Please be as detailed as possible. To help us best service your inquiry, we recommend that you first describe the issue you’re having before telling us what you want to achieve. You may also email or call us to make an appointment. Our general response time is one business day.

For job opportunities, please email us your resume. We’re always looking for new and exceptional talent.

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